RV Insurance

Californians love their Recreational Vehicles, or RVs. The most recent sales data reports that California sells $2.2 Billion worth of RVs each year. That is second only to Indiana. If you have jumped behind the wheel to take RV life for a spin, let the insurance experts at Valueguard Insurance Services, Inc. protect your rolling investment.

RV Classes

For insurance purposes and calculating premiums, RVs fit into three different classifications. For the most part, RVs are heavier and larger than regular cars and are more expensive to repair.

• Class A - These are the largest and most expensive RVs that resemble buses.
• Class B - These are like large vans and often pop up or out for additional space.
• Class C - These are more like a truck with bunk space on top of the roof of the driving cab.

Types of RV Insurance Protection

RV Insurance incorporates some of the characteristics of auto insurance with other attributes of homeowners' insurance. That's because RVs are on the road but also serve as living quarters.

• Liability Coverage- Protects you if you are at fault in an accident where the property is damaged, or people are hurt.
• Collision Coverage- Insurance to repair and replace the RV no matter who was at fault.
• Personal Injury- Helps with medical bills if someone is injured in an RV crash.

There are also options to add roadside assistance coverage as well as insurance for the contents of the RV. The vehicle is likely to be packed with personal possessions, from decor to kitchen essentials to electronics. There is also special liability coverage based on how much time you spend on the road.

Schedule an Appointment Today

Call our office today and let us craft the perfect combination of coverage for your RV. At Valueguard Insurance Services, Inc., we know what it's like to own an RV in California, and we will give you a sense of security to enjoy yours.