We are Valueguard Insurance Services, Inc. and are located in the state of California. We help insure people who are on the market for renters insurance. It's estimated that approximately seven million people rent their homes in California. It is vital to carry some type of renters insurance in case you were to suffer any loss or damages in the event a guest were to get injured on your premises.
It is not a legal requirement in the state of California to have renters insurance. It is usually for your own sake. Nothing permits a landlord to make it mandatory. For example, if you move into a building where the landlord makes it mandatory for you to carry renters insurance, then you must purchase it.
You can choose from a variety of different coverage options depending on what your needs are. Most typical renter's insurance policies cover your belongings and living arrangements. You can choose from one of the following types of coverage options:
Renters insurance is expected to cover unexpected occurrences. You will have to choose a policy that you feel best suits your needs. For example, if you are worried about theft, you may want to consider a personal property coverage option to cover your belongings. If you want to avoid having to pay out-of-pocket expenses, if something were to happen, you may want to consider liability coverage.
If you would like to get a quote for renters insurance, visit our Valueguard Insurance Service, Inc. office today. We can help you get the most coverage for your home or apartment. You cannot predict what may happen, and you cannot predict when a natural disaster may strike. Therefore, it is always wise to remain protected, so you don't have to pay out-of-pocket to replace any of your personal belongings.
