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California Motorcycle Insurance Coverage

Motorcycle Insurance

Motorcycle Insurance

If you are going to be driving a motorcycle in the state of California, you will need to make sure that you are providing yourself with the proper protection. California residents who are looking to protect themselves from unforeseen issues need the right policy. Valueguard Insurance Services, Inc. is here to make sure that this process goes as smoothly as possible.

What Motorcycle Insurance Covers

While there are several aspects of the motorcycle that are going to function as optional expenses, all riders in the state of California must carry a certain amount of coverage. Liability insurance. If the driver causes an accident, this coverage ensures their ability to provide others with the restitution that they require.

Otherwise, the California motorcyclist may find themselves paying out of pocket for these expenses. The liability limits are as follows:

  • $5,000 property damage per incident
  • $15,000 bodily injury per person
  • $30,000 bodily injury per incident

These limits provide the rider with the peace of mind that comes with knowing that they are always protected from various claims. We do highly suggest going above these limits and look into collision and comprehensive coverage, as well.

Locating the Necessary Coverage

Finding the right coverage for a motorcycle may seem challenging at first. There are different coverage levels to discuss and a wide range of insurers to meet with. Those who desire a higher level of coverage than the aforementioned limits can set higher liability limits and choose from an array of optional coverage.

When you meet with our experienced insurance agents, you are given all of the tools that you need to make the right decision. You will receive the recommendations that genuinely make a difference. If the client seeks further review of their current policies, this is also something that we are more than happy to handle.

Contact Valueguard Insurance Services, Inc. as soon as possible, so that you can find out more about available insurance options. We are on hand at all times and ready to assist you when it comes to finding reliable insurance.

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What we offer

Our Trusted Partners

  • Aegis
  • Alliance United
  • Aspire General
  • Foremost (Bristol West)
  • Infinity
  • Kemper
  • National General
  • Progressive