The state of California requires all residents who own and drive a car to carry liability insurance at a minimum. At Valueguard Insurance Services, Inc., we are here to help you comply with state laws and make sure that you drive with adequate insurance coverage. Here's a look at what the state expects from you:
The state requires car owners to demonstrate financial responsibility with regard to the ownership of a car. If you drive or park a car on California roadways, you have to carry evidence of financial responsibility in your car or truck at all times. You do have other options to show financial responsibility, but the minimum amounts are high and are designed to encourage you to carry an auto insurance policy instead.
Minimum liability requirements are dollar amounts that are paid out to a person that you collided within your vehicle. That is, if you caused an accident, your liability policy will payout to the person you struck. The policy will only pay up to the maximum limit stated in the policy. They include:
These minimums are low and may put you at risk of a civil lawsuit in an attempt to get more money for injuries and property damage. We can help you find a policy that offers better policy limits and helps protects you and your assets.
Give us a call at Valueguard Insurance Services, Inc. to learn more about getting insurance for your car. Our insurance agency and its agents can help you determine what type of policy is best for your needs and get you free quotes. We want you to have peace of mind when you drive, and we're ready to talk to you about it today.
